I thought it was okay but we usually just pay cash for individual accounts -- now that the kids are old enough to pay their own way, they want to use a credit card!
Went on the Celebration in January -- had a wonderful time. Dad & I cruise every January and selected the Celebration because of my past experience on her in June 07. Will post my review in more detail and one of our upcoming family reunion cruise on the Imagination, sailing March 10 when I get back.
Happy cruising, and thanks again!