Sherry, you've located a great tool. That little list of specialty tabs you're referring to lists military rates, 55+ rates, past pax rates, community appreciation rates (police, firefighter, teacher) and many other sub-categories. Wherever you prefer to book your cruises, these tabs can help you identify if there is a rate you may qualify for that would save you some money. Also if none of these appear at the time you book for your sailing go back in and look again from time to time. Sometimes the cruiseline will add such promos early and sometimes they'll open them late to try and spur bookings. If you're over 55 and a senior rate pops up after you book, many lines will allow your agent to move your booking into that promotion and lower your payoff or rebate your CC if you've paid it in full.