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Old 11-12-2007, 05:05 PM
Dwayne Dwayne is offline
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Join Date: Aug 2005
Location: North Myrtle Beach, South Carolina
Posts: 11,612
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Hi brneyes, Another thing is to do the checking before you get into the penalty phase (past the final payment date). They can be reluctant to change the rate after that. Best Wishes.

Dwayne