Hi Linda. Click
here for NCL's description of what is included in their new Freestyle 2.0 program. As far as your original question (which I apologize for not responding to previously), Bermuda is small and very easy to get around on your own. Billy offers great advice about getting the 3-day bus/ferry pass. That was the best $ we spent in Bermuda.
davejohn, I hadn't realized that the April 27 cruise tenders into Hamilton. I guess with so many ships now unable to make it into St. George Harbor, this was to be inevitable. Sounds like pax have a very pretty ride into town, though.