Before posing my question let me say that I used the search feature and found a partial answer to my question, and that topic was closed so I couldn't get a clarification, so I'm asking here.
I purchased the trip insurance from Carnival when I booked my cruise through their web site in early March. I've since realized that that was pretty stupid, and I should have bought outside insurance.
My questions: I'm way past my final payment date... my cruise is in less than a month. Can I cancel the insurance portion of my fee, and still get outside insurance? I know I'd be screwed as far as pre-existing medical conditions are concerned... how would outside insurance minus pre-existing compare to Carnival's insurance? Is it worth switching?
This is my first cruise, and I'm learning as I go.