I had applied for a sea miles card over the phone. After I had down what was needed they transfered me to the peson to "activate" my card where I was high pressured to buy Indentity theft insurance. I finally insisted enough times, through even some threats, to not buy it. When the card came I didn't activate it but called and insisted they not only remove it but take me off all the lists they put me on for "Special Offers".
Now my wife has a sea miles card from Carnival. When we booked this cruise she was going to use it but I suggested we use my card that gives a 1% cash discount on everything. I got no arguement that this was a better deal. I'll take the $14 over a few thousand worthless miles every time.