Hi Dave, hi sparks1093,
OK, now I understand it a little bit better. I initially wondered why gamecockks seems to be mad about NCL although the truck driver (or his insurance) should be the one who has to pay for the cruise.
I did not realize that lawsuits may take that long or that you have to wait for the result of the lawsuit to get your money back. I still believed that insurance comanies would pay the amount that is fixed immediately.
So thanks for your answers that helped me realize his problem.
Nil 1992, Costa Victoria Mittelmeer 2006, Costa Fortuna Karibik 2007, Norwegian Jewel Transatlantik 2008