I am leaving on June 11th for my cruise - I have paid for my cruise in full already, and know I can still get insurance thru Carnival. I have read their booklet and ALL that they offer....just wondering IS IT WORTH IT TO BUY THEIR INSURANCE? Should I go thru them or someone else? Does anyone know if they are fare if you have had to use the policy? IF NOT; ANY SUGGESTIONS ON ANOTHER COMPANY I can use? If everyone has had good luck with them they I will just go a head and get their plan. $49 per person seems fare to me. But I don't think I should take a chance a sail with/out insurance!! SCARY!!