Hi Peg, Even though your travel agent did not offer you the option of purchasing travel protection it is still something that is of utmost importance for you to procure. Personally I would suggest you use an outside protection plan (not the cruise lines). One of the best is TravelGuard. You can go directly to their website (www.travelguard.com
) or, if you wish further assistance or personal service
you can e-mail me and I can help you.