Anybody have the Princess Rewards Visa card? Are you happy with it? Any problems to watch out for? I will not pay B of A $60.00 a year to use their debit card; but I can't easily change banks--we do all our banking and wire transfers online with them. So I'm thinking cash and credit card is the way to go--of course paying the whole balance each month. Any thoughts from my crusin' friends (other than why didn't I do this years ago)?