Also I failed to mention, in Roatan, we did a tour and zipline thru Victor Bodden and our group of 8 had a great time. They offer various day packages of the island.
They meet you near the cruise terminal area and you can customize your day with them. We got a great tour of the area and did a tour of their small zoo and 5 of our group had a ball doing the zip line there. The van was very comfy and we got to see some of the small town beach areas and walk the villages nearby after the zip. The driver stopped on several occassions to allow for some great shots of our ship anchored in the bay from a high vantage point. I would recommend this company as they have a great web site and are very accomodating.