Yes, we are Canadians from Montreal but leaving from Plattsburgh, NY. Could you recommend a reputable cruise insurance company? I've done some investigating myself but they all seem the same to me.
As for self-debarkation, we travel light. We usually do all-inclusive land resorts and it's usually a back-pack for each child and one carry-on each for mom & dad. I do realize we might require more clothes on a cruise due to formal nights and a stricter dress code, though.
We haven't booked our cruise yet - so, should we do it or forget it?