Can you get cruise insurance if you know you have a pre existing condition? I imagine so but I know you cannot get normal insurance if you do. baby Doll, I assume the cruise has passed. Did you ever think to try to sell it? You might of had to sell it for less but a little money back would have been better than no money back. You can usually change names up to about 2 days before sailing. There is always someone looking for a cruise deal. Just tell yourself that your health is much more important than the money lost for a cruise.