We have used a personal vacation planner for the last several cruises on carnival. Her name is Diana and she is great. No pressure,very laid back and very pleasant to deal with. I have her call me 3-4 times before we leave and give payments, that way there is no bill in the mail and I have my cruise paid for before we leave.As far as price goes i think it is pretty much the same as a T.A. but I like the fact that there is no middle man and less chance of a mistake! J.M.H.O. Tom
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