After our first cruise,I realized I have a passion for cruising....... I was hooked!!
So now, I have a vacation fund in which I put a portion of my check into every payday., along with any extra over-time pay that I would not have been expecting that paycheck. Then, when final payment for the cruise is due, I have it in the bank awaiting it's final destination. I try and average it out so that we also have some fun money left available to us when cruise day comes along too!
My motto is....I work so that I can vacation!!