I was within the three days so there was not a problem canceling. However they have yet to credit my card with the money I paid on the ship.
They had no explanation for the difference in the value of the points.
I don't know how a lawsuit would work. They only sell the memberships a high tea, not in any ports. I am sure they have them selves covered very well. That does not mean I can't or won't file complaints if they don't refund my money.