I agree with everyone about going to Trunk Bay on St. John's (while you are in port at St. Thomas).
I was there two years ago and took the taxi/ferry/taxi route, but soon after discovered that there was a ferry terminal right near the cruise ship terminal that went directly to St. John's. I'm not sure if it still works that way, but I would have saved $20 between my wife and I and would have gotten there quicker. Just ask someone on the ship about this.
Good luck,
Brad
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