Andrea, at first I only read the first half of you post, and was thinking "Holy cr@p!" haha. But being a stay at home parent has got to be one of the toughest jobs out there - but I'm sure it's nice at times, too.
Also, I wish I was retired
. Buuut, I just graduated college in 2005 and am currently working as a commercial banker. Only 63+ years till retirement!! Not the most exciting job, but at least it helped me pay for my cruise (9 days!!).