Dwayne- I believe that virtually all the cruiselines have liability limiting clauses in their contracts - for the most part they tend to scare off the more timid litigants but in reality, in U.S. courts they are set aside in many cases. The Principal is frequently found liable for the acts of the Agent -contracts can be interpreted against the party that draws the contract,especially when the injured party has no choice in the actual drafting of the contract. The cruiselines have a continuing liability - but it usually takes the acts of Attorneys and the Courts to bring about a fair and just resolution! If human injury has occurred the judges and juries are most empathetic to the injured!
This gives the drafter of the contract great motivation to settle out of court with the injured party!