Nadine, so you did Cayman Islands instead of Montego Bay. At Montego I had booked 1 room at the Hilton Rose Bay Resort, Montego Bay, for $165. Gives you full use of their facilities (including a waterpark w/lazy river), but nothing else. My brother-in-law then found Breezes Resort, Montego (5 minutes from airport), which gives you a day pass for $45 each and is all inclusive, all food and drinks, and use of the facilities. Only thing at Breezes no children, only age 14 and above.
Aviana - we are sailing on the Jewel April 3rd, so sounds like we're coming on as you're leaving. Ship excursions are pricey, I haven't taken the ferry, but have a feeling it might not be worth it. Curious to know what your other excursion plans are?