It's really going to be subjective to your own spending habits. I usually allow about $50 a day - not including casino cash. This covers taxis, tips etc. There is an ATM on board. It isn't the most reliable though for working all the time and there is a fee of course.
Originally posted by RonL:
We are going on a 4 day cruise, how much cash should we bring? Is there an ATM on board? I heard you need it for Taxi Cabs, to barter with the locals, etc.
Welcome to cruise chat. I find that very little cash is needed. I like to bring abot $50 in 1s and 5s for miscellanis tipping. And enough to make sure I've got cash to get my car out of hock at the airport parking when I return. Then maybe $25 a day walking around money. Add about $100 just to be sure in a hundred dollar bill so I have to think before spending it. Any large purchase can be credit card. Mostly I go home with extra.
My Wife on the other hand will bring double that and spend it all. I'm never sure what she buys, but all the money disappears and she doesn't gamble (at least not while I'm watching)
You are getting a lot of information here that may be confusing without having a bit of background into what the others are talking about.
You will have your sign and sail account set up when you check-in which is backed by a credit card. EVERYTHING you buy on board - drinks, photos, tours, spa, gift shop etc... is put onto your sign and sail account. You can settle this account at the guest services desk the last night by giving them cash. Otherwise your balance will be charged to the credit card you assigned it to.
No actual cash is needed on-board the ship with the exception of Casino spending money (and even that you can charge to your sign and sail card for a 3% fee) and cash tips to room service and extra tips you may want to give to your room stewards or wait staff.
In the ports is another story. Big ticket items of course you would probably use your credit card for, but you will need some money for taxis and small things but this is going to depend highly on your spending habits. Assume you need $50 in each port for taxi fares if you want to go someplace beyond walking distance. And then spending money. We bring ashore about $150 (for a family of four) and our credit cards. We don't normally spend all of that but I like to have it just in case. If you have arranged a private tour then you should have the cash to pay for that as well.
It really depends on how much shopping you plan to do while in port...be careful...it seems like there are so many great deals on clothing, etc. that you may need enough cash to purchase an extra suitcase to bring back with you!
For a week long cruise for my wife and I, I usually bring about $1,000 in cash, just in case. She does do a bit of shopping and we still bring the majority of that home with us.