Go Back   Cruise Reviews Forums > Cruise Lines > Carnival Cruise Line
Register Forgot Password?
New! Use your Facebook, Google, AIM & Yahoo accounts to securely log into this site, click logo to login  
Search

Closed Thread
 
LinkBack Thread Tools Display Modes
  #1 (permalink)  
Old 05-06-2007, 01:58 PM
Junior Member
 
Join Date: May 2007
Posts: 26
Default
We have already paid for our cruise in full,will we still be able to sign up for insurance.I ask as my wife's father is not in good health.We may need to cancel our trip if something happens to her father.Any help on this.
__________________
Free Cruise Tickers
  #2 (permalink)  
Old 05-06-2007, 05:27 PM
Bem1962's Avatar
Senior Member
 
Join Date: Jul 2006
Posts: 176
Default
From what i know, all you need is a medical note and you should get full refund
__________________

Free Cruise Tickers
  #3 (permalink)  
Old 05-06-2007, 06:35 PM
TrvlPro's Avatar
Senior Member
 
Join Date: Apr 2007
Location: Houston TX
Posts: 2,172
Default
Quote:
From what i know, all you need is a medical note and you should get full refund

Not correct, if you didn't purchase the insurance there may be penalties depending on the sailing date. Cruiseline insurance must be purchased prior to the penalty period. Some outside insurers provide insurance policies that can be written even after the penalties begin but have exclusions for pre-existing conditions and other circumstances.

The penalty period normally begins 60 days prior to your sailing date on short sailings and 75 days prior for 7 night sailings. Some promotions, like SWAT and FLASH promos require payment in full at the time of the booking and are 100% penalty from day one (Carnival doesn't do these promos so you're okay there).

If you are in penalty and your father-in-law is already in poor health you're probably wasting your mony to buy insurance at this point. The insurance provider has the right the medical records in order to approve a health related claim. This will fall under the pre-existing condition exemption and would result in a denied claim. If you're still outside penalty buy the insurance through an outside source and be certain the policy you purchase covers pre-existing conditions, many do.

Cheers, Neil
  #4 (permalink)  
Old 05-06-2007, 06:36 PM
Member
 
Join Date: Aug 2005
Location: North Myrtle Beach, South Carolina
Posts: 11,612
Default
Hey Larry from the Palmetto State!

Check out Insure My Trip and get some insurance. Make sure it covers what you are concerned about, cancellation for Family illness.

There are much more knowlegeable people on here than me, and hopefully will see this with some specific advice.
  #5 (permalink)  
Old 05-06-2007, 06:39 PM
Member
 
Join Date: Aug 2005
Location: North Myrtle Beach, South Carolina
Posts: 11,612
Default
There ya go, Neil posted while my slow self was still typing Hope it works out for you.
 
Closed Thread

Similar Threads
Thread Thread Starter Forum Replies Last Post
insurance ditrig General Cruise Chat 2 09-17-2008 04:13 PM
Insurance MrsPlumb Royal Caribbean Cruise Line 13 06-13-2007 02:02 PM
Insurance crt2027 General Cruise Chat 2 05-31-2006 06:30 AM
Insurance deputy Carnival Cruise Line 5 08-12-2005 01:06 PM
Insurance mcaps General Cruise Chat 1 11-22-2004 06:42 PM


Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is On
Trackbacks are On
Pingbacks are On
Refbacks are On
 

All times are GMT -7. The time now is 02:14 AM.

Contact Us - Cruise Reviews Home - Archive - Top

Powered by vBulletin® Version 3.7.6
Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.
SEO by vBSEO 3.5.2