some cruise lines you can pay in advance but not a real good idea, you are paying for service, and if it's not right you don't want to have already paid. the charge is on you final bill of purchases (drinks, excursions ect.) at the end of your cruise. Remember if you feel you do not want to tip that amount you can have it changed to your own specifications, but in my 5 cruises that has never been necessary. I personally feel the crew, especially your waiter and room steward deserve every dime. But it is strictly your call
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