One more note on insurance and savings, you can buy policies from many to cover you for a year at a time rather than trip by trip. This sometimes saves a lot. Read the coverages though, there are sometimes more restrictions and exclusions on the long term coverage.
we've been on 18 cruises and never bought insurance...BUT we have sweated out many times trying to get out in the middle of a snowstorm in Minnesota....Last January we really sweated it out...28 inches of snow 2 days before we left...we've booked a 9 day caribbean cruise leaving on January 25, 2007 AND WE GOT INSURANCE...lots things can happen and lots of money at stake....Just buy a small diamond at Diamond International and get the Insurance...
I had what would seem to be a small matter to see the ship doctor about when I cruised a few years ago. But it was quite expensive to go for such a minor visit. My cruise insurance paid for itself and then some, just on that alone.
Larry in Miami, you couldn't step on a jellyfish and have an adverse reaction or develop chest pains on a short cruise? The insurance is cheaper on the low cost sailings but the bills for helecopter evac off the ship don't go down. Nor do the costs of medical care or getting home if you're stuck in a Bahamian hospital while the ship moves on without you.
Posted June 23, 2007 10:04 AM Hide Post
Cruising without insurance.. hmmm. well it is sort of like going on an airplane without a parachute. Chances are you won't need it, but there is always that lingering chance... Does that mean you take parachutes with you on your flights? Thats a little odd!
I've been on 6 cruises and never bought the insurance -- never needed it. I'm getting a little scared though, our luck's bound to run out soon. Since I've been reading all the horrifying experiences of some people on this forum, I'm considering purchasing the insurance on future cruises.