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Old 02-08-2007, 08:17 PM
Join Date: Jan 2007
Posts: 54
I know you can take cash in the casino by charging it to your sail & sign card. Can anyone tell me if this is considered a cash advance on your credit card or is it considered a standard charge?

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Old 02-09-2007, 08:11 AM
penny3333's Avatar
Join Date: Nov 2005
Location: Alabama
Posts: 10,602
On my card, it showed up as a regular charge. Probably because they already have charged you a fee on board.
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Old 02-09-2007, 09:24 AM
CruiseDad's Avatar  
Join Date: Nov 2006
Location: New Hampshire
Posts: 848
Originally posted by penny3333:
On my card, it showed up as a regular charge. Probably because they already have charged you a fee on board.
I haven't taken a casino S and S cash and I see Penny3333 had a regular charge from the CC company but I understood that the ship took a percentage if you did that. I could be wrong
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Old 02-09-2007, 09:32 AM
Senior Member
Join Date: Oct 2006
Posts: 110
As far as i understand the ship charges a 3% or 4% surplus all money from the casino charged to the S and S. Then it just goes onto you reguar bill. That is what happend to me they just charged it straight to my card in one lump sum at the end of the cruise. If there is any concern then just bring cash or put some cash on your sail and sign just for the casino purposes
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Old 02-09-2007, 10:55 AM
Jim C.'s Avatar
Join Date: Jan 2006
Location: DFW, Texas
Posts: 5,115
It does not show up as a cash advance because your sign and sail balance (which the casino advances go onto) is submitted and a purchase charge to the card company. So, if you plan on charging you casino money DO NOT use a normaly credit card.. use the sign and sail. Of course they do charge you a 3% service fee to do this.
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  #6 (permalink)  
Old 02-09-2007, 03:15 PM
MrOctober's Avatar
Senior Member
Join Date: May 2006
Location: Gainesville Florida
Posts: 592
3% and added to the total bill of the s&s it showed up on my bank statement as a pending debit then all the pendings went away and were replaced by the total s&s charge. the limit is $1000.00 per day.
it is a nice feature for people with will power
you can also use the card at the machine as a bank while onboard.
say you won and have 500 credits on the machine you want to stay and play but your nagging wife wants to go to a show.
you simply slide in your card and push the button "save to player bank" then you leave ...go to the boring show then return when wifey is sleeping...slide the card in ..punch in the pin number and presto you have 500 credits and we are back to our regularly scheduled program. no coins to carry around in a bucket between machines either. you can actually gamble and not even touch an actuall dirty coin.
how nice is that?
except I blew $1600.00 on a three day cruise LOL
now if I had a wife she would have prolly saved me the loosing that much.....

One last comment ...if you leave the credits in the machine they will stay on your Player bank account and NOT be added back to your sail & sign..... the next time you cruise the credits will still be in your account.. you can not have them added back to the sail & sign SO DONT FORGET TO EMPTY YOUR BANK BEFORE YOU DEBARK THE SHIP....
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Old 02-09-2007, 03:18 PM
f-mattox's Avatar  
Join Date: Nov 2006
Location: Costa Mesa, California
Posts: 4,740
On the other hand, if you had won that much, she no doubt would have her own ideas as to how to use it.
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Old 02-09-2007, 03:26 PM
MrOctober's Avatar
Senior Member
Join Date: May 2006
Location: Gainesville Florida
Posts: 592
lol thats why I cruise alone and am still single
  #9 (permalink)  
Old 02-09-2007, 06:04 PM
Join Date: Jan 2007
Posts: 54
Thanks for the advice guys...3% is reasonable for the convenience. I'm Sailing on the Legend out of Fort Lauderdale this Monday. Considering it's 15 degrees here in NH I'm pretty excited. Plus, I don't have a wife to spend my earnings in the casino -
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