Let me offer a suggestion based on a lot of international travel experience. If you buy Euro tc's in the USA you are going to get a less than great rate of exchange, pay a fee for the tc's, and assuming you don't use all the tc's you are going to again get clobbered by the exchange rate when you try to re-convert them back to dollars. I carry AMEX US$ tc's as a backup...but in the past 12 years (more than 30 trips) have never used one of those tc's. Why? Because the best and cheapest way to get Euros is to simply use ATMs or credit cards. These options will get your money converted at the wholesale bank exchange rate plus varying fees (check with your ATM bank) which generally range from 2 - 3% on the ccs. Still a good deal. If you have tc's in dollars, and you need to change them, its relatively easy at any bank or moneychanging kiosk...but the rate will still be higher than using ATMs. On the Golden they only use dollars, but will be happy to change cash or tc's to Euros at a less than favorable rate (but still better than buying Euros in the US).