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  #11 (permalink)  
Old 07-16-2010, 12:07 PM
amm amm is offline
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Hi AndyNancy; My husband and I just came back from a cruise July 4 and we went to Italy and Greece ..and used the ATM machines...there is a charge of 1 - 2 euros..depending on what area you are in...so if you get out 100 euro, you are charged 102...as someone else said. This extra charge is from the bank in Europe. The machines are in English also...well in the tourist area anyhow. Have a great trip....amm
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  #12 (permalink)  
Old 07-17-2010, 10:31 AM
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Thanks amm!
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  #13 (permalink)  
Old 07-18-2010, 05:36 AM
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Just got back from my Med Cruise! We used our Bank of America card at ATM's in Italy, France and Spain. We did get charged a small fee but it was well worth it for the convenience!!!
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Old 07-19-2010, 03:31 PM
 
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Guess we should jump in here. We have a little experience having spent a lot of time on more then 15 European cruises plus many months of travel just driving around Europe. In fact, we just returned from 48 days of crusing in Europe. ATMs are the way to go and, even with the typical 1% interbank charge (it is calculated in the final exchange rate) plus some possible small fees you will find that ATMs still give you the best rate of exchange. We also recommend using credit cards with CapitalOne being the most desired since they charge no fees whereas most credit cards charge between 2 and 3% (still better then exchanging cash). By the way, travelers checks are obsolete and almost useless except on a cruise since they can be cashed on-board....but you still need to exchange the dollars to Euros. As to using dollars, they are not accepted in most places and must be exchanged for Euros (or the appropriate currency). You should notify both your ATM issueing bank and your credit card companies of your itinerary (do this about a week before your trip). You also should have a 4 digit PIN for your ATM/Debit card and no that PIN in numbers (no letters on most European ATMs. It is also a good idea to get a PIN number for your credit card(s) since that is now a commmon practice in Europe. Credit card companies will give you a PIN upon request.

Hank
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  #15 (permalink)  
Old 08-01-2010, 05:50 PM
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Just a little something I learned about using ATMs in Europe. Select from the withdrawals amounts you are given, don't try to increase or reduce the amounts. Your withdrawal won't work.
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