Hi steveo60, and welcome to cruise-chat.
As you've discovered, the choice of cruises can be overwhelming. I strongly suggest that you speak with a travel agent who specializes in cruises in order to narrow down your choices. The TA will know the questions to ask you to find the ships and itineraries that best suit your wants and needs. If you don't already have a travel agent, you can find one here: http://www.cruising.org/index2.cfm
-- enter your Zip code on the lower right.
Once those choices are narrowed down, we can help you narrow them further.