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  #11 (permalink)  
Old 09-04-2007, 01:53 PM
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Cousins,
I'm NO bank expert but we have travelled widely. USdollars are accepted everywhere we've been including outposts in Asia. It still seems to be the universal currency. (Some stores won't accept a torn bill as their central banks won't exchange it for them, so do bring relatively crisp bills. But I'm sure this wouldn't happen in Canada where we value visits from our American neighbours.) I can't imagine US money wouldn't be accepted in any Canadian port and HONEST retailers usually offer a fair exchange.

In our large city we have a money exchange place where world currencies can be purchased at a good rate. We always buy enough of a local currency for the first day or two when we're on our own in a distant country with a new to us currency and rate of exchange. This place doesn't offer a good rate when we try to sell back unused currency. But it would seem you're just visiting a friendly neighbour.

Since you mentioned $200 earlier it would seem you're not planning to spend a great deal.

Someone else mentioned ATMs. Check with your bank to see which banks to use when travelling to save some of the charges, but it's usually a flat rate, no matter how much is withdrawn.

We've come to realize that the occasional rip-off is part of travelling. We just try to minimize it.

Hopefully you'll leave behind a few dollars to help our economy and leave with happy memories of our home,

Ruth
  #12 (permalink)  
Old 09-04-2007, 02:01 PM
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Lisa, I live in the capital and even out in the 'burbs' US dollars are accepted, and as I said usually a fair exchange is offered.

It's interesting that as our dollar has increased in value against yours, we find more American change given at par. In the past, retailers would save American change for their personal travels.

In tourist type places you should be offered US bills as change, but not in the 'burbs' that I am aware where you'll probably receive Cdn. money.

Ruth
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Old 09-04-2007, 02:08 PM
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Not sure what your time table is when you get to Halifax port. This site says the cheapest place to exchange money is Casino Nova Scotia. Their site is Here.
If it is like Casinos in our area they will shuttle you back and forth for free.
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  #14 (permalink)  
Old 09-04-2007, 02:28 PM
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But do you really want to go to a casino to save a few exchange pennies to only lose big bucks in the process!

My advice, spend your limited time in port enjoying a beautiful maritime city!

Ruth
  #15 (permalink)  
Old 09-04-2007, 05:42 PM
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American money is accepted in most places in Canada, but this summer as the difference between the currencies was less than 5 cents, some tourist areas were not offering an exchange on the money, just taking it at par.
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Old 09-05-2007, 12:29 PM
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JUST TAKING IT AT PAR????Does that mean an even exchange? For example the Halifax Citadel and Maritime Museum of the Atlantic- they would take American Dollars you think?In St Johns we are doing the Reversing Falls Jet Boat Ride- it's $40 pp Canadian $ so this much I know now from you all above-
the ship is not a good exchange, my credit card tacks on an additional fee, my bank doesn't have Canadian money...so...use an ATM and withdraw $200 in this particular port and it will spit out $200 in Canadian money....
Correct?
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  #17 (permalink)  
Old 09-05-2007, 12:45 PM
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Also- I forgot to add- airports are not good exchange places, My ATM card/bank charges 2% for international exchanges on $200 thats $4 plus $2 ATM out of network fee plus that atm's fee which may be a couple bucks also. So for $8 say -- should I do this?
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Old 09-05-2007, 01:16 PM
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Your stressing out over a small exchange fee ...just count it as the cost of your trip.
We Canadians have had to suck it up for years!!!
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  #19 (permalink)  
Old 09-05-2007, 01:51 PM
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Okay- for my third post in a row..I'll just throw it out there...perhaps I'm not the only one figuring this out. My Visa card charget the daily bank rate plus $3% so I think this is the best way to go...
Thanks to all of you who helped me figure out the correct questions to ask when I called the various places to look into this.
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  #20 (permalink)  
Old 09-05-2007, 01:53 PM
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ATMs spit out the local currency. That's the beauty of using an ATM anywhere in the world. You get the local currency. If there's any problem it's that you may not get small denominations.

At least for an American coming to visit Canada, the bill denominations are the same except our dollar is a coin -- the loonie so called because of the picture of a loon on it-- and our two dollar bill is another coin -- the toonie, that's two loonies -- and yes we still take pride in our sanity! (I realize your two dollar bills are rare and far between and not commonly used.) Our bills are very colourful so easier to distinguish I believe than American bills.

I do agree with Lyn, even if your dollar is accepted at par, and it WILL be accepted, the loss on exchange is minimal and should be factored into your trip budget.

May I encourage you to simply relax and enjoy an absolutely wonderful trip.

Ruth
 
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