Should I (if I can) exchange some money here in FL at my local bank to get about $200 in Canadian money....or can I do that on the ship at the Purser's Desk...or find a bank in Canada once we're in port there????
If I recall correctly, the Canadian ports of call are Halifax and Saint John. Shari, is that right?
I'd see about exchanging $ before you leave home, if that's possible without going too far out of your way. The second-best option is to use an ATM in your first Canadian port of call. You may be able to find out through your bank (or its Web site) the locations of ATMs in Halifax. Keep in mind, though, that most out-of-network fees are typically a flat rate, and could end up the equivalent of 1%-2% or more of your CAD$200 withdrawal. Exchange rates on the ships tend to be pretty unfavorable, but as you are talking about a fairly small amount, it shouldn't add up to much. (If you were talking about a much larger amount, I'd go with the ATM rather than the shipboard bank.)
Thanks Lisa I think I'll see if my bank carries Canadian $$$ to exchange. I know last time I was in Canada we used our Visa and there was always an extra charge of some sort for each purchase on the bill when we returned home. I thought it might be cheaper to do it at a bank. If my bank does not have Canadian bills, perhaps a bank up near Canada at one of our other ports like Portland Maine will change the $$$ for us.
4 weeks to go!!!
It's interesting to follow money exchange from an American point of view. For the first time in years our Canadian dollar is inching upwards. It seems to vary from day to day so before racing off to your American bank check the exchange rates.
And while I'm on line, may I put in a plug for keeping your paper dollars. We've travelled widely and one can't been the universals appreciation of a US dollars for incidental tipping. We now have coins for our dollar and two dollar bills and somehow a coin tip doesn't seem as much.
On our two recent cruises the ships; ATMs only offered American money in non American ports. And the ATM charges were less than ones we used on land.
My bank (Wachovia) here in So. FL says they don't have Canadian $. I can order it for a fat fee (no thanks). We are going to Newark NJ should we exchange $ at that airport or wait and do it at the Halifax port? Because I don't understand how this all works I'm just leary of getting ripped off.