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-   -   Cruise Insurance (http://www.cruisereviews.com/forum/general-cruise-chat/27661-cruise-insurance.html)

dale88fan 09-11-2006 03:20 PM

Can anyone recommend a cruise insurance company? It's now too late to get it through our travel agent as we have already made our final payment (she told me this had to be done before final payment). We are going on a November cruise. Thanks!

Dave 09-11-2006 03:26 PM

A good place to compare policies is InsureMyTrip.com

Sonny V 09-12-2006 01:14 PM

Dale88fan, your travel agent is wrong. You can still get insurance, but it won't cover any pre-existing conditions. Tell your agent to do her homework.

Sandy 09-12-2006 07:18 PM

Sonny, in all fairness, it's possible that it IS too late for dale88fan to get insurance through the travel agent. If the agent doesn't have a license to sell through an independent insurance company, then the agent is restricted to just selling the cruise line's insurance, which one must buy with either deposit or final payment, depending on the cruise line.

Perhaps what the agent could have done is told dale88 that s/he can no longer sell them insurance, but they can get insurance on their own through an outside carrier.

Sandy

dale88fan 09-13-2006 04:22 PM

Our travel agent is with Liberty Travel, does that make a difference? Thanks!

dale88fan 09-13-2006 04:24 PM

Oh and were going on a Royal Caribbean (Freedom of the Seas) cruise November 19th.

Sandy 09-13-2006 09:08 PM

Dale, if you're still interested in buying insurance, just ask your travel agent if s/he can help you buy it from a company such as Travel Guard. If not, you can just get it on your own. If you call a company, they'll be happy to give you the rate, what's covered, what isn't covered, etc.

Sandy

Dwayne 09-13-2006 11:57 PM

While discussing the same topic on the Carnival board, Cruise Fanatic recomended reading Tom Ogg's article. It is on our sister site CruiseReveiws.com is on the left when you scroll down. I found it informative, and he gives some recomendations.


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