Trust me, the single thing I have yet to get used to after moving from upstate NY to Alabama is the tornado threat. All day we were under a 90 to 95% chance of tornadoes, yet nothing happened near me. Sadly, many died in Mississippi today.
I've seen one water spout in my life, and it was offshore from Fort Lauderdale when a hurricane had just passed through. This was in 1999 and we had managed to arrive at our hotel near the beach prior to the cruise, despite power outages and airline bedlam.