Well, I know what you mean about hotels and resteraunts - but I may be forced to because I can't seem to find out where to exchange money at. I am a throw back to a time before credit cards and don't have them.
My handle actually explains alot: I'm a professional poker player and have been all my life. Ever tried to get a credit card after listing 'poker player' on a form. There have been ways around it of course but by the time those came about I held enough contempt toward the credit card companies to refuse them the business. Not to mention that I had figured out a way around just about everything by then. There is no doubt though, it keeps getting more challenging to 'do life' without one.