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Old 04-13-2012, 04:07 AM
 
Join Date: May 2007
Location: England
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Hi, We are doing the Scandinavia and Baltic cruise in June. We will be calling at Copenhagen, Stockholm, Helsinki, Tallin and leaving from Harwich. Do we need to change up money for all the different currencies or can we get by on Euros and a credit card? Probably only need the money for lunch and drink breaks whilst sightseeing. Don't really want to use ATMs for security reasons and it is expensive.
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Old 04-13-2012, 04:25 AM
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I've been told Euros are generally accepted in Denmark and Sweden, and of course Estonia and Finland are EU members so no problems there. Just be aware that there may be some instances in the non-EU countries where only local currency will work.
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Old 04-13-2012, 07:15 AM
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Denmark uses the Danish Krone and Sweden the Swedish Krona. If you use Euros there the exchange could be poor. Your credit card company could charge anywhere from 1-3% foreign transaction fee. There are a few credit card companies that don't charge the transaction fee. You can call your credit card company and ask. You should let your credit card company know you will be out of country so they can document your record. They could put a freeze on your card if you don't let them know and they see a foreign charge.
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Old 04-13-2012, 09:21 AM
 
Join Date: May 2007
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Originally Posted by Cruise Fanatic View Post
Denmark uses the Danish Krone and Sweden the Swedish Krona. If you use Euros there the exchange could be poor. Your credit card company could charge anywhere from 1-3% foreign transaction fee. There are a few credit card companies that don't charge the transaction fee. You can call your credit card company and ask. You should let your credit card company know you will be out of country so they can document your record. They could put a freeze on your card if you don't let them know and they see a foreign charge.
Hi there,
We are lucky that our credit card is charge free, when purchasing but not for cash withdrawals, but locals might not want to take it if we are just buying a couple of beers or coffee. Perhaps a small bit of each currency is the way to go.
I'd just like to thank everyone for their help on this site. I'd be lost without you all!

Last edited by Kentishgirl; 04-13-2012 at 09:24 AM.
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