They will accept a debit card, but will check to make sure there is enough money there to cover potential charges. You can easily set your account up with a credit card and then settle it with a debit card at the end of the cruise.
I have a bank checking ATM card that I use for local currency and it works great.
I use a debit card as well. If you are worried you are going to charge more than what is in your checking account, use a credit card. Then you can change it on the last night of your cruise to your debit card or pay off your CC when you get home.
Be careful with the debit card. Two years ago we used our debit card on CCL to set up our account and they put a $500.00 hold on it and would not remove it until we settle our account at the end of the cruise. We never did that again...we always use our credit card now. If you do use your debit card you may also want to contact the bank to let them know that you will be on a cruise and out of the country...we had a client who did not take a credit card and only had a debit card and it was refuse by the cruise line because the bank had suspended it since it had unusal activity against it. That was a mess for the passenger. Hope this help.
Good advice for both credit and debit cards. I have never had a problem, but on the advice of my travel companion last winter, I notified my CC co. that I would be on a cruise and there might be some expenses that would show up on the cruise line and also in Mexico - they were very appreciative that I told them. I'm sure it forestalled any difficulties that might have come up.
I plan on bringing Travelers Checks for my cruise money instead of worrying about debit or credit cards on board...my question is in the casino do you have to have cash for that or can you use your sign and sail card to get money for the slots?? Thanks for the info..first time cruiser here
With travelers checks and cash, the cruise line is likely to ask for a sizable amount upfront ($500 or more). As far as I know, you can't use your sail & sign card for casino cash, but I'm not a gambler so don't know if that policy has changed.
Thanks for the info I plan on having $600.00 in Travelers Checks I'll ask when we board about the casino and then maybe I'll give them more if I can use my sail and sign card...love to play the slots...
Just to be on the safe side, you should call your TA or the cruise line before you go, to see how much you should have with you in cash or travelers checks. I remember hearing that they may want $500 per person upfront! You could be caught short.