OK I am a Canadian myself and I am getting tired of the 2.5% premium that my credit card charges when $US Dollar transactions are posted to my $CDN Dollar card.(and you loose 2.5% and whatever the fluctuating value is during a refund)
Now that the two dollars are trading more or less at par, I decided to do 3 things - Get a $US MasterCard, buy a whole lot of $US, and open a $US chequing account. That way I dont have to worry about exchanges or premiums again.
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