Currency

[Jim C.]

Maurine- Depends on the country you go to. Belize was one that raised concern for the CC company... and for some reason we had to call the company for a charge in Cozumel once, but that was a jewelry charge so I did not mind verifying it. Citibank wanted dates,times and places for our entire Eastern Med cruise. It just depends.

But try to go to China and make a charge without letting them know you are going there and see if you are successful (you won't be)

[peter l]

I retired from banking and on two occassions I was on a fraud alert..The first time we were on Maui and Oahu and they actually called my office to see if I was working...Thankfully a coworker verified I was there..The second time, I was still employed and we were in Jamaica and I was actually cut off when making an excursion payment..I made a call (1-800) from there and was cleared...Now we always call our two C/C co. to make sure they have the itinery..I have never been charged a foreign fee at the bank and we used it this April as well.

Peterl

[penny3333]

I guess I should be more clear, my CC companies have charged me transaction fees for foreign charges. Not all of them, though. Chase and AMEX didn't. Capital One did. It was called something like exchange fee. I do notify them before going, just to be on the safe side.

[peter l]

Thanks Penny, I am familiar with the exchange fee charges as well and have not encountered these and hope that I don't. Perhaps its a retired employee perk??

Peterl