Labadee is their private island, so there will be free beaches there. The water toys will cost extra, but no need for them. In Ocho Rios, you can do Dunns River falls on your own for less. You can take a cab or bus, and pay admission once there. The last time we were there, there was no charge for walking up the side of the fall and not in it. There is a beach area there as well. However, in Jamaica, please make sure you stick with the tourist areas or go in a group. It's a pretty island, but a very poor island. The locals will approach tourists more there than any of the other ports you are visiting. In Grand Cayman, take a cab to 7 mile beach. The beach is free and the water is great. There is also a shopping district where the tenders dock, so you can do window shopping. There are a couple of dives on wrecks near the dock area as well, not sure if they charge. In Cozumel I would recommend Xel-ha or Chankanaab Park, however, I've seen lots of posts stating that although the Park is open, it is still reeling from hurricane damage. Xel-ha is a great place for water sports and excellent for snorkeling. I've seen some posts on this board that state that Paradise Beach is still nice. The Tulhum ruins are really intresting as well, and in a beautiful setting. These excursions are not going to be very inexpensive, but you could google to see the price range. We haven't been there since the hurricane roared through, so hopefully others with more recent experience will post as well. You can have a great time without spending tons of money if you love the ocean. If you have your own snorkeling equipment, there's lots to see as well. The locals can help out with cost savings as long as you make sure of the deal before giving them any money. The big thing is to make sure you're back to the ship on time. If you don't book an excursion, they wont wait for you, and when they say they're sailing at 5, they're sailing at 5. Another quick tip, if you can take some soda pop with you and talk the kids into drinking the free beverages, you can save a bunch. Best wishes and have a marvelous cruise!!
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