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Old 06-04-2007, 06:03 PM
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The first time that I cruised I booked through a travel agent and recvd the insurance through the company. This time I am booking my own cruise and will need to purchase cruise insurance. I would like to make sure that what I purchase will reimburse me 100% if the trip is cancelled due to a hurricane. Is there such insurance and does anyone recommend a certain company that you have had great results from? Thank you!
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Old 06-04-2007, 06:07 PM
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You can compare insurance companies at this site here
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Old 06-04-2007, 06:29 PM
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I've used and recommend CSA. They offer 100% cancellation protection at an affordable price. This topic comes up a lot here so I know there are other great companies as well and many here by swear by them. Glad to hear you're insuring your trip.

Cheers, Neil
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Old 06-04-2007, 09:39 PM
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If the cruise is interrupted because of a hurricane, the cruise line will refund your money or allow you to book another cruise, even if you don't have insurance. Reguardless, you should buy insurance for a whole lot of other reasons. It's a small price to pay for peace of mind.

Sonny
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Old 06-05-2007, 11:41 AM
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If my cruise is Sept 28/payment due by July 20th when is the latest date we can still buy insurance?
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Old 06-05-2007, 11:53 AM
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To get the full coverage you want, I would buy the insurance when you make your final cruise payment. You can wait later but I don't think you can get the same amount coverage. You should read the policy from what ever company you are going to sign up with. I'm not a travel agent; I'm only going by my experience.

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Old 06-05-2007, 04:11 PM
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RCL My husband has sinus surgery July 17th tentatively and final payment is due on July 20th.
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Old 06-05-2007, 06:51 PM
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I have pulled up CSA Insurance - and received a quote. I guess I have many questions since I have never purchased the travel insurance. What are the limits that you would suggest in each area? I am not sure if the $50,000 medical insurance that CSA is offering is enough coverage. When I asked - I was told that was for the entire party - I would think with a party of 4 I would need more coverage. Any opinions out there on coverages?
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Old 06-06-2007, 05:39 AM
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MrsPlumb, That does not sound correct. The coverage should be on a per person basis. You need to find coverage that at least has $50,000 emergency evacuation, $50,000 Accident Medical and $50,000 sickness medical. Also a policy that will cover travel delay and missed connections.

You pay for the cruise on a per person rate, you need to make sure the insurance coverage is also on a per person rate.
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Old 06-06-2007, 04:21 PM
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I'll just apologies up front for sounding ignorant...
I thought insurance was for reimbursement for the trip if we were unable to go and we had already paid?
Also if we paid for the room and were not able to go on the cruise for some reason, would we be able to give our room to someone else say my parents?
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