Thanks. I looks like I'll be sending my wife on the cruise without me. Some things came up that need my attendance. My wife's best friend lives in New York and said that she would go on the cruise with Esther. I have insurance but this isn't a medical reason. If we both stayed home we would loose all the money that we paid for the cruise - this way we don't loose anything. Her friend said she would pay for half the cost. I'm kind of glad Esther is doing this because she will extend her stay in New York and get to see a Broadway show and some of the sites. It's only a week...I'll survive without her for that long. I know one thing for sure - she's going to have a lot more fun than me!